Benefits_of_Membership

When you join the union, you enjoy the on-the-job protection that a union contract can bring. Plus, you also have access to the union-endorsed Union Privilege benefits, which help you when you're at home. These benefits, which are backed by the collective strength of over 15 million members of AFL-CIO unions, provide you and your family with more buying power in the marketplace.

Union Privilege Legal Service Program:

Free 30-minute consultation.
Free document review.
Free follow-up services. If your lawyer thinks a phone call or letter will solve the problem, it will be done for free.
30% discount on additional services if they become required.
No enrollment charge or annual fee

Union MasterCard Program:

No annual fee.
Grace period option.
Lower interest rates.
No ATM or check fees.
Free personalized checks.
Personalized card. Identifies you as an AFGE member.
Toll-free customer service access

Union Secured Credit Card:

For members with no credit history or damaged credit history.
Credit limit determined by members' deposit; from $250 to $3,000.
Deposit into an interest-bearing account.
25-day grace period.

Union Member Mortgage and Real Estate Program:

Flexible downpayments help members into a home.
Special help for the first-time home buyer.
Competitive rates at or below national average.
Refinance existing mortgage.
Low fees and closing costs.
Save on real estate fees when buying or selling a home.

Union Privilege Loan Program:

Personal, unsecured loans from $2,500 to $15,000.
As of 1/15/97, APR of 15.75%, compared to 20-21% from finance companies.
Up to seven years to repay.

Union Privilege Discount Pharmacy Program:

Discount mail-order pharmacy that cuts costs.
May be used by the whole family of the member: spouse, children, parents, grandparents, etc. -- any family members who may not have prescription drug insurance.
Toll-free number for customer service and information.
No enrollment fee, union membership is all that's needed.
Postage paid by pharmacy, and filled within 48 hours of receipt

College Financing Program:

Help with finding the right college.
Information about grants, scholarships and college education loans.
Provides information on more than 200,000 sources of college funding

AFGE Dental Benefits:

Participating dentists for increased benefits, or, choose any dentist - no restrictions.
Family coverage available.
Exams, x-rays, oral surgery coverage.
Restorative, periodontics coverage.
Prosthetics, orthodontics, endodontics, anesthesia coverage.

Accidental Death and Dismemberment:

Up to $100,000 in protection for loss of life, limb, eyesight.
Covered at home, at work, during recreation, on travel.
Family cove rage available.
Guaranteed acceptance.
Low, low rates.

Auto Buying Service:

Helps members purchase new vehicle at hundreds of dollars below typical dealer listings.
Helps members purchase used cars at their true value.
No charge to use this service.
Available 24 hours a day, 365 days a year.

Family Savers Program:

Save on hearing aids.
Save on car rentals.
Save on flowers-by-wire.
Save on interstate moves.
Save at Universal Studios, Sea World, Disney World, Disney Land, Six Flags.